Mechanical Breakdown Protection levels of coverage:
Platinum: Top-Of-The-Line, Named Exclusion Plan for newer cars with low mileage
Mercury Insurance Mechanical Breakdown Platinum Protection Plan is designed for the individual that wants the most
comprehensive extended warranty available that provides the maximum amount of Peace-of-Mind.
The Platinum Protection Plan extends coverage to virtually all mechanical and
electrical components of your vehicle unless the part is specifically listed as not covered. Platinum Protection is the best and most comprehensive extended warranty
coverage (Mechanical Breakdown Protection) that you can purchase for your vehicle. In other words, if it breaks, stops working, or just wears out and it is not included in the
list of excluded items, then "we've got you covered"!
The items that are excluded are comparable to the items that are excluded in your manufacturer warranty.
These mainly include consumable items (brake pads/rotors, shocks/struts, etc.), cosmetic items (trim/molding, upholstery, appearance items, etc.), and maintenance items
(belts/hoses, alignments/adjustments, oil changes, etc.). See the sample certificate for complete conditions of coverage, exclusions, and your duties during the term of the Plan.
Examples of parts not covered are: audio speakers, batteries, bumpers, cables, brake drums and rotors, brake pads and shoes, clamps and fasteners, convertible tops,
exhaust and emission system (including catalytic converter), filters, fluids (except in conjunction with a covered repair), glass, lights/bulbs/lenses,
manual clutch components, navigation systems, shock absorbers, struts, suspension springs, torsion bars, tune-ups, wiper blades, wheels, wheel lug nuts/studs,
video entertainment equipment, and any component or equipment not installed by the vehicle manufacturer.
Gold: Extensive Named Component Plan for average drivers
Mercury Insurance Mechanical Breakdown Gold Protection Plan is designed for the value-conscious individual that wants
the Peace-of-Mind afforded by an extensive extended warranty that covers all major vehicle systems.
The Gold Protection Plan
is our most extensive named component coverage, providing a comprehensive list of covered items.
All major systems of your vehicle are covered including the Engine,
Transmission/Transfer Case, Drive Axel, Electrical, Brake, Suspension, Fuel, Steering, Air Conditioning, Audio and Various Hardware. See the sample certificate for complete conditions of coverage, exclusions,
and your duties during the term of the Plan.
Silver: Good Named Component Plan for older cars and higher mileage
Mercury Insurance Mechanical Breakdown Silver Protection Plan is designed for the value-conscious individual that wants the
Peace-of-Mind afforded by a good extended warranty that covers most major vehicle systems.
The Silver Protection Plan
provides good named component coverage. Most major systems of the vehicle are covered including the Engine, Transmission/Transfer Case, Drive Axel, Electrical, Brake, Suspension, Fuel, Steering and Air Conditioning.
See the sample certificate for complete conditions of coverage, exclusions, and your duties during the term of the Plan.
Mercury Insurance Mechanical Breakdown Plans cover 100% of all covered components, parts and
labor charges including applicable taxes less any deductible that may apply. Our Plans also offer "Wear-and-tear" coverage,
meaning any part that has worn beyond the "Manufacturer's Tolerance" and has resulted in a verifiable mechanical breakdown of the part, not just a
gradual reduction of operating performance. Seals and gaskets are covered for all covered components.
*All plans come with roadside assistance, towing and car rental coverage
